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Breda Savings Bank
105 Main Street
Breda, Iowa  51436-0099

Phone: (712) 673-2321
Fax: (712) 673-2324

About Us

Bank of Breda of Frazier and Frazier originated August 4, 1890. The bank had its first depositor the following day and one month later the bank had ten depositors. Records indicate the bank was paying 8% interest on Time Certificates in September of 1896.

The bank was incorporated on January 17, 1906, and the name changed to Breda Savings Bank. Officers and directors on August 14, 1906, were: Frank Van Erdewyk, Leo F. Snyder, J.H. Ricke, G. Von Glan, Gerhard Lammers, and John Olerich. Frank Van Erdewyk served as an officer for over 49 years. Breda Savings Bank has been a part of the Van Erdewyk family for over a century’s time and a span of four generations. Frank Van Erdewyk was the first generation at Breda Savings Bank. His son, M.F. Van Erdewyk, joined Breda Savings Bank in 1920. M.F. Van Erdewyk’s son, G.A. Van Erdewyk, became a part of Breda Savings Bank in 1961, and G.A.’s son, Mike Van Erdewyk, joined Breda Savings Bank in 2008.

The original brick building was on the corner next to where the bank now stands. Plans were made to erect a new building and in 1922 the building was moved to its present site so the new edifice would be on the original site. With the advent of depression years, which was considered the most critical period in banking history because several banks failed during that period, those plans were dropped.

Breda Savings Bank stands at the same location as it did in 1922 at 105 Main Street in Breda, Iowa. We are proud to be serving the local community since 1890 and remain:

Large enough to serve you

We will offer you a broad range of banking products. The BSB staff will continue to develop the product options to serve your financial service needs and support the local community. Some of our current product offerings include:
  • Debit and credit cards (on-site ATM, Shazam and MasterCard networks)
  • Electronic banking (internet, ACH, wire transfer)
  • Loans (real estate, agriculture, personal, business)
  • Insurance (crop, home, auto, health)*
  • Deposits (checking, savings, CD’s)

Strong enough to protect you

In exchange for your trust in us, we are maintaining a well capitalized bank with disciplined management and local ownership. We are safeguarding your accounts with a portfolio of strong asset quality and liquidity. Public information on our current statement of condition can be found at or

Small enough to know you

Our customers are our friends and neighbors. We are happy to be banking with you on a first name basis and serving your financial service needs.

* Insurance products are: