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Breda Savings Bank
105 Main Street
Breda, Iowa  51436-0099

Phone: (712) 673-2321
Fax: (712) 673-2324

Deposit Accounts

Checking Accounts

Regular Checking Accounts

Breda Savings Bank offers regular checking accounts. Regular checking accounts earn no interest. Statements for regular checking accounts are produced monthly. Service charges apply. Stop in for more information or to apply for a regular checking account.

NOW Accounts

Breda Savings Bank offers NOW accounts. NOW Accounts require a minimum deposit of $1500.00. NOW Accounts earn interest which is compounded monthly and paid monthly. For NOW account rates please refer to the Rates on Deposit Accounts page on our website. Statements for NOW checking accounts are produced monthly. Statement fees may reduce earnings. Service charges apply. Stop in for more information or to apply for a NOW account.

Super NOW Accounts

Breda Savings Bank offers super NOW accounts. Super NOW Accounts require a minimum deposit of $2500.00. Super NOW Accounts earn interest which is higher than NOW accounts and compounded and paid monthly. For super NOW account rates please refer to the Rates on Deposit Accounts page on our website. Statements for super NOW checking accounts are produced monthly. Statement fees may reduce earnings. Service charges apply. Stop in for more information or to apply for a super NOW account.

Regular Business Checking

Breda Savings Bank offers regular business checking. Account maintenance and service charges apply. Stop in for more information or to apply for regular business checking.

Savings Accounts

Savings Instant Interest

Breda Savings Bank offers savings instant interest accounts. Savings instant interest accounts require a minimum deposit of $50.00. The interest payment method for savings instant interest accounts is interest compounded semi-annually and paid semi-annually. For savings instant interest rates please refer to the Rates on Deposit Accounts page on our website. Statements for savings instant interest accounts are produced on a semi-annual basis. Statement fees may reduce earnings. Stop in to open a savings instant interest account.

Savings Money Market

Breda Savings Bank offers savings money market accounts. Savings money markets accounts require a minimum deposit of $2500.00. The interest payment method for savings instant interest accounts is interest compounded semi-annually and paid semi-annually. For savings money market rates please refer to the Rates on Deposit Accounts page on our website. Statements for savings money market accounts are produced on a semi-annual basis. Statement fees may reduce earnings. Stop in to open a savings money market account.

ATM/Debit Cards

Breda Savings Bank offers SHAZAM® Check Cards. Stop in to apply for a SHAZAM® Check Card. SHAZAM® Check Cards are tied to a checking account and a savings account may also be added. SHAZAM® Check Cards can be used wherever MasterCard® debit card is accepted. SHAZAM® Check Cards also allow access to deposit, withdraw or transfer funds. Breda Savings Bank has a 24-hour ATM on location where these services can be accessed. The SHAZAM® Check Cards Breda Savings Bank offers are Privileged Status. Privileged Status ATMs are also located throughout the country in which no surcharge fees apply. Look for the Privileged Status logo (as shown below) at ATMs nationwide for no surcharge fee. To locate a Privileged Status ATM near you, visit:  http://web.sa.mapquest.com/shazam/advantage.adp?tempset=search_ps and enter the information of where you will be using your SHAZAM® Check Card. If your SHAZAM® Check Card is lost, stolen, or you suspect fraud during non-business hours contact SHAZAM® Fraud at (866) 508-2693.

Privileged Status


Certificates of Deposit (CD’s)

Breda Savings Bank offers the following types of certificates of deposit (CD’s):

Type of Account Minimum Deposit Interest Payment Method Interest Penalty for Early Withdrawal
91 Day CD $2500.00 Paid at Maturity 30 Day
91 Day CD $10,000.00 Paid at Maturity 30 Day
182 Day CD $2500.00 Paid at Maturity 30 Day
One Year CD $500.00 Compounded Semi-Annually Paid Semi-Annually 30 Day
18 Month CD $500.00 Compounded Semi-Annually Paid Semi-Annually 90 Day
30 Month CD $500.00 Compounded Semi-Annually Paid Semi-Annually 90 Day
4 Year CD $500.00 Paid Annually 90 Day


For certificate of deposit (CD) rates please refer to the Rates on Deposit Accounts page on our website.

Stop in to open a certificate of deposit (CD) account.