Rates

Deposit rates are current as of 03/20/13

Deposit Rates
Type of Account	Minimum Deposit	Interest Rate	Annual Percentage Yield	Interest Payment Method
NOW*	$1,500	0.05	0.05	1
Super NOW*	$2,500	0.10	0.10	1
Savings Instant Interest*	$50	0.10	0.10	2
Savings Money Market*	$2,500	0.15	0.15	2
1) Compounded Monthly; Paid Monthly
2) Compounded Semi-Annually; Paid Semi-Annually
*Statement fees may reduce earnings.
*Interest rate may change after account is open.
Rates subject to change daily Member FDIC

 

Certificate rates are current as of 03/20/13

Certificate Rates
Type of Account	Minimum Deposit	Interest Rate	Annual Percentage Yield	Interest Payment Method
4 Year CD**	$10,000	1.10	1.10	1
4 Year CD**	$500	0.90	0.90	1
30 Month CD**	$10,000	0.85	0.85	2
30 Month CD**	$500	0.65	0.65	2
18 Month CD**	$10,000	0.45	0.45	2
18 Month CD**	$500	0.25	0.25	2
One Year CD#	$10,000	0.35	0.35	2
One Year CD#	$500	0.15	0.15	2
182 Day CD#	$10,000	0.25	0.25	3
182 Day CD#	$2,500	0.15	0.15	3
91 Day CD#	$10,000	0.15	0.15	3
91 Day CD#	$2,500	0.10	0.10	3
1) Paid Annually
2) Compounded Semi-Annually; Paid Semi-Annually
3) Paid at Maturity
**180 Day interest penalty for early withdrawal
#90 Day interest penalty for early withdrawal.
Rates subject to change daily Member FDIC